Charge card

A card where the balance is typically due in full on a statement schedule instead of revolving.

Why It Matters

Charge card affects cash flow, payment timing and who is responsible for repayment or account funding.

What to Check

• Ask how charge card is funded, repaid or deducted from settlement.
• Confirm fees, cutoff times, declined-payment rules and weekend availability.
• Separate payment access from fuel savings; they are not the same claim.