Pump price
The price posted or shown at the pump before any applicable card discount or fee.
Why It Matters
Pump price is one of the comparison points for diesel pricing. Using the wrong reference price can overstate or understate a card discount.
How It Shows Up
- Pump price may be posted at the pump, shown in a fuel finder or used as the starting point for a discount.
- Cash, credit and network prices can differ at the same location.
- The comparison should use the price the truck would actually pay without the fuel card.
Example
If pump price is the reference point, the card price should be compared against the same location and payment method. Mixing a cash alternative with a credit-based discount can make savings look better than they are.
Common Mix-Up
A posted price is not always the final account price. Taxes, fees, discounts and statement adjustments can change the number used for reconciliation.
What to Check
- Ask whether card pricing starts from pump price or another network price.
- Compare the card price against the payment method the truck would otherwise use.
- Record the location and date because posted prices can change quickly.
Questions to Ask
- Is pump price the price used for this card program?
- Does the card receive cash, credit, retail or network pricing at this location?
- Where can drivers see the final price before authorizing fuel?
Related Fuel Card Profiles
Mudflap
Mudflap is an app-based diesel discount program rather than a traditional fleet credit card. Public app listings describe choosing a truck stop in the app, connecting a debit or credit card and receiving a fuel savings code, with no credit check language in the app listing.
TA Fleet Universal Card
TA/Petro publishes a TA Fleet Universal Card and related fleet billing services. Public pages mention diesel discounts, no transaction fees at TA/Petro/TA Express and TruckSmart app support for selected fleet payment methods.
Love's Express Card
Love's Financial lists the Love's Express Card among fuel card options for owner-operators and fleets. Public pages mention fuel discounts and network access, but exact current fees, controls and reporting details should be confirmed directly.