Virtual fuel card
A digital card or app credential used for fuel purchases without a physical plastic card.
Why It Matters
A virtual fuel card uses a digital credential or app code instead of a plastic card. It reduces card-loss risk but requires compatible pump authorization and driver app access.
How It Shows Up
- Virtual fuel card may appear in account settings, card prompts, decline reports or driver setup screens.
- The setting can apply by driver, vehicle, product, merchant, time period or dollar amount.
- It creates value only when someone reviews exceptions and keeps the rules current.
Example
A dispatcher using virtual fuel card may allow a driver to buy diesel during a route but block non-fuel purchases or unusual locations. The exact rule depends on the provider's control panel.
Common Mix-Up
A supported control is not automatically active. Ask how it is configured and what happens when a driver needs an override.
What to Check
- Confirm which app and authorization method the driver must use at the pump.
- Check which pump types or locations accept the digital credential.
- Verify whether receipts and transaction records are automatically captured.
Questions to Ask
- Can virtual fuel card be configured by card, driver or unit?
- What does the driver see when a purchase is declined?
- Which report shows attempted exceptions?
Related Fuel Card Profiles
Relay Payments Fuel Payments
Relay Payments provides digital payment tools for trucking, including fuel payment workflows and OTR expense controls. Public Relay pages support claims around app-based payments, digital codes, geofencing, preset limits and reporting, but card-level fees, credit terms and IFTA exports should be verified directly.
Mudflap
Mudflap is an app-based diesel discount program rather than a traditional fleet credit card. Public app listings describe choosing a truck stop in the app, connecting a debit or credit card and receiving a fuel savings code, with no credit check language in the app listing.
AtoB Fuel Card
AtoB offers a fleet fuel card with broad fuel acceptance language, discount tools, controls, app workflows and accounting or IFTA support references. Public pages mention a late payment fee, but applicants should confirm all subscription, card and transaction terms directly.